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Over the past few years, automobiles didn’t offer astonishing features and most innovation in these products were always limited to cabin space, aesthetics, infotainment, and engine capacities.

But the emerging IoT field brought several exciting additions to recent cars. IoT-enabled vehicles come equipped with facets like predictive maintenance, AI driven driver attention system, seamless telematics, and much more. 

It is these exciting features which is why the automotive IoT market projected to grow by 21.12% every year. This figure implies that IoT in vehicles will continue to add features that redefine our perception of modern cars. 


If you too are an enthusiast in modern-day cars, here are some notable use cases of automotive IoT that will spark your interest. 

1. Self-driving system
Known predominantly as autonomous cars, self-driving vehicles do not need a driver to perform any activities. The main aim of such a technology is to prevent accidents that occur due to either human errors or old telematics systems. So, in a way, it is the same as the autopilot function of an airplane. 

However, in the case of automobiles, a completely safe self-driving vehicle is yet to hit the market. Nevertheless, advancements in IoT are guiding this concept to a positive state. 

According to Businesswire, by 2030, the global autonomous vehicle market is estimated to reach USD 60 billion which goes on to show the steady advancement towards such driverless vehicles.

Example

The famous American autonomous car development company, Waymo, offers a promising future. Waymo self-driving cars have driven a staggering 20 million miles in 25 US cities using IoT technology. 


As you read, this count keeps increasing every day. 

It initially took 10 years for Waymo cars to drive around 10 million miles. However, with advancements in IoT solutions, these automobiles covered the next 10 million miles in one year. 


Additionally, by using sensors, radars, cameras, and other gadgets to detect the proximity of nearby objects, these cars have grown quite popular. 

2. Predictive maintenance
A car has several sensors located in different components. These sensors collect information on the condition of a car’s equipment and then the collected data gets sent to the respective company that monitors the current condition.


The company thereafter suggest preventive measures to avoid failure of any component. In addition, predictive maintenance also alerts you in case of any possible malfunction. This IoT-enabled application thus helps you detect potential damage before it even occurs and helps you make relevant decisions.

Moreover, it enables insurance companies to offer dynamic premiums strictly on the basis of maintenance data of a particular fleet owner.


Example

Predictive maintenance is of vital importance in brands like Audi, BMW, Mercedes-Benz, etc. This technology is useful for fleet owners, insurance companies, and individuals alike.


For instance, fleet owners can plan in advance regarding the maintenance costs of their automobiles. Predictive maintenance, thus allows them to augment their profit margins and improve fleet utilisation percentage.

In addition, it also enables insurance companies to develop dynamic premiums. Hence, motor insurance becomes a profitable entity in the modern era. Finally, car owners get regular alerts of their vehicle’s health.


These alerts reduce breakdowns per 1,000 kms. As a result, they can make prompt decisions before the event of components failure. 


3. Connected cars

The concept of connected cars is similar to how a computer connects through the internet. In the case of cars, there is an IoT system called ‘cellular vehicle to everything’ (CV2X). Using this network, connected cars link with internal and external devices bidirectionally. In addition, IoT connects such vehicles with smart transport systems.

The primary aim of such connected cars is to improve driver response time through swift data transmission. This data sharing leads to the following benefits:

Prevention of accidents
Smooth traffic flow
Access to weather alerts
Ability to use voice commands 
Locate nearby public transport vehicles


Example


The MG Hector is a suitable example of a connected car. This automobile is equipped with MG i-Smart, an IoT platform that provides several exciting features.

For instance, voice assist, 5G compatibility, remote monitoring, eCall, and magnet dealer management system are some notable features of the Hector, all of which serve to enhance your experience of using an automobile.


Moreover, this use case offers convenience, comfort, and ergonomics in a sophisticated manner. The IoT-based system uses AI, IPv6, GPS, mobile compatibility, and similar functions to ease everyday driving. As a result, you feel a noticeable difference between such cars and conventional vehicles.

4. Vehicle telematics

Automotive telematics is a system that enhances the safety and efficiency of vehicles. This IoT-based solution uses GPS, vehicle diagnostics, black box, and wireless technologies for transmitting data to analyst who uses it to improve driver safety and automobile performance. 


Moreover, it also helps with:

Real-time vehicle tracking
Fleet management
Safety communication
Emergency warning systems


So, overall, telematics augments a car’s safety, navigation, and infotainment systems, making your automobile almost foolproof. You can avail such IoT innovations from tech companies that specialise in this domain.


Example

Brands like BMW, Hyundai, Maruti Suzuki, Volvo, Mercedes-Benz, etc., have an embedded telematics system with around 62% of global cars in 2020 having had an OEM embedded telematics system. This number is bound to increase every year due to the several benefits of automotive telematics.

IoT in automotive industry: A promising future
By 2026, the global automotive IoT market is projected to reach over USD 100 billion. This is because IoT ended a long era of sluggish innovations in automobiles. 

However, there are some challenges that plagues this technology too. 


The need for multiple devices, analytical tools, connectivity, and data security requires more robust infrastructure. Nevertheless, there is improvement in all these facets with each passing day.


# Endnotes
# IoT is the perfect solution for automobile manufacturers to captivate the interests of Millennials and Gen Z. Importantly, this technology combines essential elements to create smart and safe vehicle systems. This makes it a trendsetter in the automobile market with many brands also incorporating these systems in their existing models.


Hence, it makes perfect sense to shift your focus on to IoT-embedded vehicles and explore IoT solutions when purchasing your next vehicle. If you aspire to leverage IoT, tech companies like ValueScale can offer apt solutions.

Over the past few years, automobiles didn’t offer astonishing features and most innovation in these products were always limited to cabin space, aesthetics, infotainment, and engine capacities

4 Uses Of IoT In The Automobile Industry That Stand Apart

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And truly so, e it in magazines, television, or the internet; blockchain has undoubtedly, become a popular term.

There is no denying that the network works as a pillar for several online applications. Indeed, the outreach of this database is extensive. This vast scope is evident given the international blockchain market is projected to reach around USD 40 billion by 2025.


Given this importance and the impact of this growing technology on our lives, it is crucial to delve a bit deeper. Read on, as we answer the same.


Blockchain in simple words

Before knowing the life-changing use cases of blockchain, it is vital to understand the concept. In simple terms, a blockchain is an online database that is shared on a network. This sharing takes place on a virtual ledger known as ‘nodes.’ 


Here you can share, store, and transfer information on this network. Additionally, this information undergoes cryptographic verification. Thus, any change in the data is visible to the users. 

Hence, consider blockchain to be a similar shared end-to-end encrypted online document. This means when you make any changes to this doc, the users at the other end are aware of the alterations.

Five remarkable applications of blockchain technology

With each passing day, the utility of blockchain promises the potential improvement of several existing systems. Here are some notable use cases.

1. International money transfer

In a PwC survey, 46% of global executives viewed financial services to be leading in blockchain development. Hence, it is apparent that blockchain will significantly impact monetary activities.

One such application is cross-border transactions. 

Using blockchain, you can now send money abroad quickly. Additionally, blockchain connectivity will also eliminate the need for liquidity agents or intermediaries. This means that money transfers between two foreign banks will take place through a streamlined network.

Moreover, the blockchain network verifies all the information promptly which allows for safe, secure, and fast international fund transfers.


Example:

Ripple is a prominent company that has a blockchain-based payments network called RippleNet. This network connects global financial institutions through a single API. In addition, you can also eliminate the need for pre-funding bank accounts. 

2. Electronic health record tracking


Keeping track of medical history is a common issue in many countries. In most cases, your medical data is spread across different health providers.

This distribution makes it difficult for a doctor to suggest tests and treatments quickly. So, the conventional system leads to a wastage of time in diagnosis.

On the contrary, with blockchain, all your health records will be available on a unified network. Thus, data such as your medical history, allergies, previous treatments, etc., will be available to health professionals.

Furthermore, this prompt availability can lead to two benefits:

Easy identification of patients


Quick access to medical records


Example:

Medicalchain is a company that uses blockchain technology for creating a smart health ecosystem. This solution eliminates the issue of siloed patient data across the healthcare system. Moreover, you will also have the authority to grant access to electronic health records.


3. Online voting

Do you often feel the need for a more secure, trustworthy, and efficient voting system?

If yes, then you’d be delighted to know that the blockchain network can revolutionize this crucial aspect of the democratic process too! 

This technology has the capacity to decentralise the traditional voting procedure. For instance, you will receive a single voting token to cast your vote. After voting, the data is stored on the blockchain node. This means that you will have the flexibility to change your vote before the end of the elections. 

Thus, the blockchain network in a way also helps reduce human intervention in the entire voting procedure.


Example:


Follow My Vote is an organisation that provides online voting software. This digital software is based on blockchain fundamentals and follows end-to-end encryption. So, this revolutionary beginning can soon change the way we cast our votes and safeguard our democracy.

4. Hassle-free real estate transactions 

Simplification and convenience are crucial benefits that you can receive from the blockchain. 

For instance, consider the process of buying or selling a real estate property. You need a lawyer or third-party assistance in most cases. Not to forget, tracking paperwork, verifying the details, and coordinating with government agencies can become hectic and expensive too!

But with blockchain technology, all your issues get solved. Additionally, the data on the network is tamper-proof, secure, and accessible for both parties. Hence, you can be well-assured of less paperwork and more transparency.

For example, Propy is a real estate company that uses blockchain to automate important transactions. It is an excellent example of blockchain proving to be a catalyst in automating and closing processes in real estate transactions.

5. ID and document protection

With blockchain, you can finally stop worrying about record-keeping and safeguarding your personal information. The encrypted network will empower you to securely store your IDs, documents, and other files. This way, you can have more control over your self-sovereign identity.

Additionally, it will also allow you to curate your personal profile and information efficiently. So, you can provide a particular ID for verification without any hassle. Moreover, the transactions in the blockchain are traceable. This means that you are in control of the activities that happen on the shared network.

Example: 

IBM has a dedicated ‘Blockchain for Digital Identity’ service. This solution is fast, secure, flexible, and based on blockchain technology. 

So overall, this application changes the way we store and manage sensitive personal information. If you have such a utility, tech companies like ValueScale can help provide the perfect cloud storage infrastructure.

Wrapping up

With more advanced research, the utility of blockchain technology will keep expanding. In fact, the applications have a great potential to rectify the shortcomings of conventional processes.

In a nutshell, blockchain’s inclusion in our lives serves to bring more convenience and security to our activities. Hence, the technology can be a potential solution against cybercrimes and frauds.

Furthermore, given that blockchain technology today is gaining considerable advancements in various sectors such as cryptocurrencies, finance, trade, energy, real estate, healthcare, and education, it is not wrong to state that this secure database will soon impact your life directly or indirectly. 


To leverage the vast potential of this technology, you can avail services of blockchain experts. Companies like ValueScale can help you in this regard.

In recent times, NASDAQ chief executive Bob Greifield’s quote sums up blockchain in simple words – ‘Blockchain is the biggest opportunity set we can think of over the next decade or so.’

Five Applications Of Blockchain That Will Change The Way We Live

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Moreover, the company and its partner ecosystem offer its client’s organizations to capitalize on the promise of the latest technology to drive digital transformation. ValueScale Technologies Pvt. delivers services and solutions across Mobile App development, Digital Marketing, Cloud Infrastructure, and Product Innovation Strategy verticals.

Apart from the services mentioned above, ValueScale Technologies offer excellent benefits and solutions such as:

Mobile Application Development (Native & Hybrid)

Web Application Development

Application Maintenance

APIs & Microservices

Cloud Services

Internet of Things (IoT)

Digital Transformation

GoodFirms is a popular B2B channel that assists IT service seekers connect with their specific service provider organizations. The firm helps the service seekers to get linked with the most relevant partner through its comprehensive research on IT companies.

Moreover, the panel of experienced researchers and analysts at GoodFirms works effortlessly to solicit client satisfaction, market penetration, overall experience earned, and the quality of deliverables. GoodFirms analyzed all the registered companies based on the three most crucial parameters: Quality, Reliability, and Ability.

Similarly, GoodFirms also evaluated the services of ValueScale Technologies Pvt. According to the GoodFirms researchers and analysts, the company proves to be promising in delivering top-notch Mobile App Development Services and Solutions in India.

ValueScale Technologies offers a wide range of Mobile Application development services such as prototyping, development, testing, and support Native & Hybrid Apps for Android and iOS platforms.

The panel of experienced app developers in the company implements their approach to combine the best usability design and the proper selection of the technology stack. These technology stacks are identified based on a comprehensive analysis of the end-user behavior, business requirements, and majorly the objectives that the app needs to fulfill.

The company’s talented and skilled app developers follow a rigorous development process fine-tuned over the years. They develop apps based on their experience building and maintaining Mobile Apps for their global clients. Beyond these, the developers build MVPs for startups and expandable apps for SMEs and enterprise-wide applications. Such unmatchable efforts by the developers at the company will help ValueScale Technologies to grab a name amongst the top mobile app development companies in India at GoodFirms.

Apart from exceptional mobile app development services, the team of professionals at ValueScale Technologies follows agile digital marketing solutions and delivers world-class products to meet its requirements within a set time and budget. Doing so enables businesses to achieve deeper customer relationships by providing accurate content, insights-driven decision making, and hyper-personalized campaign management, resulting in enhanced and increased return on investment.

ValueScale Technologies unleashes the era of a new age of innovation with market-proven products that let the companies differentiate their products and services, enhance operational excellence, and increase workforce productivity.

Mobile App Development Services by ValueScale Technologies PVT. LTD., Grabs GoodFirms Attention

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BUT…

· Apps need to be downloaded

· Apps need to be used

· Apps need to be updated

· Apps need to stand out from others in the way it interacts with the users

· The cost of app development is considerably higher than that of a website

Have you been thinking of offering a mobile application for your business?


Stop and think

What kind of business are you in?

It may not help your business if

1. You work in the B2B segment

Your customers are a company, with several layers in the decision-making process. A mobile or web-based app can facilitate execution or final placement of an order, but the same can also be done through a website. Do they really place orders on the go? How many approvals does that one fingertip need before hitting the Send button? Can the app read from uploaded documents, or do the data points need to be entered separately, increasing the time, effort and probability of errors?

Does your app really facilitate faster decision making and visibility for your prospects ?

2. Your brand is not well-established

Remember that your app is competing against 2.8 million apps. How does a potential user know about it and the benefits?

This implies that your brand/business needs to do thorough competitive research on already available free & paid mobile applications in your segment to find out real unique features being offered by your business. It is not necessary that your USP is a deal-maker or show-stopper for the client. One can consider customising the app for different customer segments and geographies.

Is it the right time for you to launch an app?

If your brand attracts good traffic on the web platform and large number of users log in from mobiles, you may consider investing in an app.

3. Your sole aim is to attract new customers

Apps work better for existing customers who have used the product/service and wish to engage further in a quick and convenient manner.

Attracting new customers will take high promotion costs and/or a referral program. Uber has been using the referral strategy without print ads. It helps that Uber is in an oligopolistic business. But Grofers needs to combine expensive ads in print media with a referral model and holding frequent cash-back sales. They are competing against several online and offline models of catering to household needs.

You need to have the whole marketing plan laid out before an app is launched.


4. You do not have a customer retention strategy while building the app

One doesn’t need an app to buy a car or a piece of premium art. A customer prefers test-driving a car or going through trusted sources for art investments, as amounts at stake are high.

But the P2P lease rental business (No Broker) or reselling goods business (OLX) works well through apps.

This implies a clear requirement of the need to plan a customer retention strategy while building the app. If you have hired a mobile development agency to do the job, please discuss and finalise on ways by which the customer would keep coming back to the app for their needs. In short, include something that becomes an addiction – like stock prices or a daily horoscope.

This depends 50% on your choice of a business model. The other half completely depends on the kind of mobile development agency you have hired or the competence of your in-house development team.

5. Your app lacks originality, you do not plan on regular evolution of the product

Are you building another dating app because Tinder succeeded? Do you know that Tinder had to change its design and strategy more than once? Does your app possess features to keep a user hooked for further engagement, or does it just give contact details?


Products are ever evolving in nature, Tinder was not able to hit the right features and design mark in the first version of the application that went LIVE. Mobile applications demand regular effort in terms of updating, optimising & improving the user experience to reach the best mix of design, code & value offering to the audience. This is where you as a business, include the apt features and design to become the next Tinder.

6. Your app has not been properly tested before a commercial launch

Testing is not just about bugs and software glitches. The entire range of user experience matters. Apps are given out free to target customers only with this objective.

Is your customer comfortable going to several screens in an app, or prefers the seamless experience of a website? Maybe you discover that a mobile-optimised website works as well.

mobile application testing methods

The cost of testing needs to be provided for in the planning phase. There are several kind of user testing methods being used by experienced mobile app development agencies across the globe. Some of them involve a focus group to experience at first hand and post a review internally to the tech team, while others involve software-based load testing mechanisms where the mobile application is exposed to a scalable traffic to identify glitches.


A stable app is a myth, Even Google products and Facebook mobile app are correcting technical bugs and glitches reported by customers till date i.e. almost even a decade after the launch.

7. Your app is not well-connected with the ecosystem

What other apps does it link with for mobile payments? How many of your customers use those payment apps?

Integration with the right set of partners to facilitate your mobile app success is very important. One needs to determine the right set of integrations at the planning phase.

Does a reading or video app facilitate social media sharing?

The minimum you need are two platforms – one for IOS and one for Android.

But many versions of Android are out in the market, and is your app compatible with all?

You may need to do a survey on the devices being used before launching the app. If your users need and demand a light weight application (less than 20-35 MB ) and are happy with basic features activated, you may opt to go with a hybrid ionic application. If your users are comfortable with high weight ( more than 20-35 MB ) but demand high-end features all at one place, then you may need to build a native android and iOS application.

For example : Facebook mobile application offers two variants of the same platform :

2 versions of Facebook Mobile Application on iOS App store
Facebook Lite (Light weight version hybrid app )

Android (1.6 MB): https://play.google.com/store/apps/details?id=com.facebook.lite&hl=en

iOS(20.9MB) : https://apps.apple.com/in/app/facebook-lite/id1393838612

Facebook (High weight version native application)

Android (51.69 MB): https://play.google.com/store/apps/details?id=com.facebook.katana&hl=en

iOS (433.6MB) : https://apps.apple.com/in/app/facebook/id284882215

Critical updates such as repair of security vulnerabilities or ensuring compliance with new iOS or Android releases may be non-negotiable.

The business partners (like Google Pay) need to have regulatory sanction, so that services are not disturbed.

8. Your app is not app-store optimised

The standard SEO used for websites does not work for apps. A whole new set of tools is needed for app store optimization. This service is called as .App store optimisation aka ASO. This involves very different aspect but the same objective as for SEO in terms of website.

SEO Vs ASO

You may even need to do offline events to promote the use of an app.

9. Your mobile app development agency lacks the business accumen

If you are a business owner who has already tried to finalise a mobile application development agency earlier, it is highly likely that you have already experienced what I am about to share in this point. Mobile Application Development agencies are mushrooming from every part of world on a daily basis who are in all means lead by technology teams that are smart and have great coding skills. But one thing that all of them are struggling with is the delivery timelines, ambiguity in the work scope leading to demand of extra commercials from client during the development journey.


Why is this so?


It is so because most of them lack an industry experienced business team who can confer to business requirements in depth and help the business owner discover the right product on the right technology stack with the apt amount of features suiting his/her pocket.

10. You have not explored alternatives and third-party platforms which serve the purpose

Do you really need a separate ordering app like Domino’s or can you just link to a Zomato or Swiggy? A Zomato might help with table booking. A Magicspree can help you get customers for unoccupied hotel rooms at a pared down cost. These aggregator apps help you save tons of capital in promoting your own application, they pool in marketing funds for all the industry and centrally manage the technology costs which seems to be a pretty sensible option for all. On the other side, demands of ever-increasing commission by these aggregators drive business owners to plan their own technology platforms, website and applications. There are success stories in this strategy as well. I will definitely write about the other side of this application-building process very soon where we would talk about business owners who started with the listing option on these aggregators platforms but later made a fortune using their own mobile application and website.

In the digitised world, we feel planning and partnering with the right set of minds is the key to success. So if you are a business owner planning to build your mobile application or happen to be a part of this ecosystem in any manner, please share this article with your business network and let us know your views. We at Valuescale, would love to hear the feedback and continue this journey of generating value for your business.

There are 2.8 million apps on Google Play store. Millennials check an app more than 50 times in a day, while many others check more than 10 times. 90% of mobile time is spent on apps.

10 reason why your mobile application may NOT meet your business needs

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A recent article expressing the puzzled state of mind of the Former Indian Chief Economic Advisor Mr. Arvind Subramanian about why stock market is buoyant while economy is sinking. This phenomenon is so much intriguing even for an expert like Mr. Arvind that his statement also said that he would personally fly down all the way from US to understand it to the IIM Ahmedabad students.

 Source : https://www.livemint.com/

Now, I am not an ivy league pass-out or any economy expert but yes, I am a budding businessperson in the internet age who has read & applying economics as a subject. So, took this as a challenge and have done research to the best of my capacity from the leading resources available in the country to do justice for the solution of the mysterious way Indian economy is going. Please read it until the end and share your valuable feedback . Also, share it in business circles whom you think must be wondering about the same phenomenon. 

“The way to make money is to buy when blood is running in the streets.” - John D Rockefeller
“Trends test the point of last support/resistance. Enter here even if it hurts.” - Alan Farley

It is widely believed that the best time to enter or invest in markets is when GDP growth is low.

It happened in America in 1987.

It happened in India in 2002, when GDP growth was low, and markets were also low.

It is happening for us again in 2019, but while GDP growth is low, markets are at a high.

Why is the stock market shooting up while the economy is predicted to be heading south? Experts say that the rally is driven by a narrow band of stocks, and not the entire range. Only 8 of 30 Sensex constituents have gained more than 20% in the year to date.

This dependence indicates a risk, yet investor sentiment remains high.

ROLE OF PERCEPTION

Is it true that markets run on perception and sentiment, rather than a realistic assessment of balance sheets? There are diverse opinions on future outlook for the country’s economy, but as Mark Twain said,

“It is the difference of opinion that makes horse races.” - Mark Twain

The opposition is weak, so the present Government is likely to continue, ensuring continuation of policies.

The worst is behind us. Things can only go up from here.

High spending in certain pockets is interpreted as economic wellness. As some leaders expressed in a controversial statements, “where is the recession, if malls and multiplexes are full, movies enter the 100 crore club fast and money is being splurged on weddings?”

All the above beliefs and mind-sets have led to discussions and debates which has primarily forming two school of thoughts across the nation. One being a thought which strictly condemns such controversial statements and highlights the high rate of unemployment, decreasing GDP rates etc. The other school of thought claims positive effects of such statements which help the consumers influence purchase decisions.

OPERATION TWIST OF RBI

Reserve Bank of India has resorted to an unconventional method to boost economic growth. – a bond swap titled Operation Twist. RBI bought long-term bonds worth Rs.10000 crores, and sold short-term bonds of an equal amount on the same day.

The action is expected to flatten the yield curve.

A yield curve is a line that plots yields (interest rates) of bonds having equal credit quality but differing maturities. The slope of the yield curve gives an idea of future interest rate changes and economic activity.

A normal or upward yield curve is one in which longer maturity bonds have a higher yield compared to shorter-term bonds, as risk increases with time. A downward curve is one in which the shorter-term yields are higher than the longer-term yields, which can be a sign of an upcoming recession.

Different types of Yield Curves

Source: vajiramias.com

The intention is to flatten the curve. Expert opinion differs, as they say that the action is not without its perils.

Kotak economists say,

“While the far end of the curve may ease amid open market operation purchases, the short end of the curve may witness a sharp increase in yields amid already muted demand. This could further translate into higher money market rates and, hence, risks being counter-productive.”

LANDMARK JUDGEMENT OF ESSAR STEEL

The Supreme Court ruling is strongly in favour of banks. It says that banks have a right to every business asset created by bank finance, in case of dissolution of the business.

It strengthens the position of banks in the era of bankruptcies and insolvencies. Stocks of banks and financial institutions stocks are among the major contributors to the gains.

The judgement has reaffirmed faith in the banking system, which was seen to be on the verge of collapse two years ago.

FOREIGN INVESTMENT

Foreign direct investment has been high in 2019. Policies have been revamped in a bid to attract global vendors looking for diversification, in the aftermath of US-China issues.

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Image source: Economic Times

PRIVATISATION

There is hope that gains from privatisation will help boost the economy.

SEPTEMBER RESULTS

Quarter-end results for September, 2019 of most companies have shown a better picture than expected. Moreover, with the advent of the much awaited BS VI version launch of the vehicles by April 01, 2020 is set to bring a tide of positive sales numbers for the major hit Automobile & Logistics industry.

LACK OF INVESTMENT AVENUES

Liquidity is high, but low interest rates have not trickled down to the borrowers. New projects are therefore not being kicked off.

Corporates are waiting for lowering of interest rates by banks to launch new ventures.

Idle funds lying with high-end investors find a place in the stock market, expected to yield some returns in absence of real business.

QUEST FOR PASSIVE INCOME

The economic slowdown, and fears of an impending recession have led people to develop sources of passive income. Real estate does not present a rosy picture. Business or areas of professional core competence appear risky.

So, a professional or businessperson invests in stocks, expecting money to multiply while they sleep. It has a negative impact on growth or employment that could have been generated, but boosts retail investment in the stock market.

The country’s business ecosystem has not been feeling much confident about investment related decisions and have shown very low risk appetite in FY19 in lieu of the economy slowdown news & the overall series of government policies released in the last 7 years. We at Valuescale, look forward to compiling and analysing such scenarios and the latest trends of technology in 2020. Please feel free to add any points which we might have missed or a different perspective that we could discuss about.

A recent article expressing the puzzled state of mind of the Former Indian Chief Economic Advisor Mr. Arvind Subramanian about why stock market is buoyant while economy is sinking

MARKETS UP, ECONOMY DOWN : ANALYSIS

BlockChain

Internet of Things

Artificial-Intelligence-min.png

Artificial Intelligence


4 Uses Of IoT In The Automobile Industry That Stand Apart


Five Applications Of Blockchain That Will Change The Way We Live


Mobile App Development Services by ValueScale Technologies PVT. LTD., Grabs GoodFirms Attention


10 reason why your mobile application may NOT meet your business needs

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Modern organizations thrive on innovation, and that’s why we aim to bring you unique solutions to enhance your business outcomes. Our team is constantly analyzing and comprehending the latest tech trends. It enables us to assist you in boosting your growth and business efficiency.
Our extensive industry experience and creative methodologies help organizations gain a competitive advantage. As we are dedicated to constantly refining our solutions, you can expect nothing but the best services.
Our web development, cloud computing, eCommerce, and UI/UX solutions are fine-tuned with advanced technologies like artificial intelligence. So, we support businesses to leverage automation and creativity to maximize their earnings.

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